Top critical review
Beware of the actual rewards amount you are promised - probably not the way you think it is
Reviewed in the United States on September 1, 2018
I had never reloaded gift card balance before. I gave this a try because when I'm on a product page, Amazon will keep saying "Your cost could be $(X-10) instead of $X." So let's say you want to buy something that's $100, you probably will see a line saying "Your cost could be 90." I clicked on that line and tried to find more info about it, then realized it was asking me to reload the gift card balance.
I went to the page, and the screenshot was what I saw.
If you have a Amazon Prime Rewards Signature Visa credit card, you automatically get 5% cash back from Chase for your purchases on Amazon. Now, the way I understood how it works is I reload 100, but will get 105 in gift card balance (that would include the $5 rewards, the red circle in the screenshot), AND I still get 5% cash back from Chase. This is the way I get $10 off the thing I buy, right?
But it turns out, I did not get ANY rewards for reloading the balance. The only thing that did happen is the 5% cash back, which already exists even if I don't reload gift card balance, and it is from the bank.
I just want everyone to be aware what Amazon describes as "rewards" = your credit card cash back rewards. You don't get any additional credits/rewards. You don't need to reload gift card balance, so don't fall for it.